July, July, July, where did you go? It feels like just yesterday I was enjoying you!
Eating out: $95.16
Natural gas: $11.58
Remodel loan: $237.50
Note that I removed my mortgage overpayment from the list of savings because I am back to overpaying it (for PMI reasons right now). Well, we almost did good! I could speculate on what happened to the groceries but…it really won’t get me anywhere. I wasn’t as careful as I usually am and it shows! I blew my $250 budget for the month even.
My monthly savings comes in at $202.74. I’m still in a positive number, but this really isn’t heading in the direction I want. Over eleven months I have saved $4,300.61 and put it right toward medical bills. By making simple cuts over the last year, I have been able to pay almost half of my medical bills off without cutting into my lifestyle or draining my emergency fund/savings.
My net worth increased by $4,342 throughout July for a total yearly increase of $27,272. I rate my year-end goal of $50,000 probably achievable still.