February was a big month for me. I was declared cancer free for all of two weeks and because of that, we did some celebrating. Who knew it would be premature celebration? So I may not be cancer free but I still tried to save some money in my usual ways to offset my medical bills. As usual, I am comparing my spending to that of last year. We did some stocking up on groceries and, really, this just wasn’t our best month.
- Groceries: -$102.63 (I was even $67.18 over my budget but when there are good deals on meat and staples, I usually buy them. But, now I am in the hole for the next few months to get back under budget.)
- Eating out: -$71.30 (celebrations, as I said)
- Gas: $31.50
- Natural gas: $29.88
- Electric: $0.21
- Mortgage overpayment: $100
This brings me to a lower than desired monthly savings of -$12.34. My six month savings is $3,115.08. This is definitely not the direction I wanted to go in. In terms of electricity, I thought I did a lot more than my bill shows to cut that bill down. I guess I need to take a look at my hour by hour breakdown of electricity usage that the electric company provides and see when I am using electricity. But my savings on natural gas and gasoline are very nice.
This is the thing with trying to cut back and save: sometimes, things happen, or you let your emotions get you a little bit, and it doesn’t work out quite the way you want it to.
So I am going to look at the good things that happened in February too: I maxed out my tax-deductible contributions to an IRA, I cut my natural gas bill to a record low while being home, I didn’t buy any clothes or accessories, and I am stocked up on a lot of things for a long time and should be able to have a record low grocery spending month coming up.