February Savings

February was a big month for me.  I was declared cancer free for all of two weeks and because of that, we did some celebrating.  Who knew it would be premature celebration? So I may not be cancer free but I still tried to save some money in my usual ways to offset my medical bills.  As usual, I am comparing my spending to that of last year. We did some stocking up on groceries and, really, this just wasn’t our best month.

  • Groceries: -$102.63 (I was even $67.18 over my budget but when there are good deals on meat and staples, I usually buy them. But, now I am in the hole for the next few months to get back under budget.)
  • Eating out: -$71.30 (celebrations, as I said)
  • Gas: $31.50
  • Natural gas: $29.88
  • Electric: $0.21
  • Mortgage overpayment: $100

This brings me to a lower than desired monthly savings of -$12.34. My six month savings is $3,115.08. This is definitely not the direction I wanted to go in. In terms of electricity, I thought I did a lot more than my bill shows to cut that bill down. I guess I need to take a look at my hour by hour breakdown of electricity usage that the electric company provides and see when I am using electricity.  But my savings on natural gas and gasoline are very nice.

This is the thing with trying to cut back and save: sometimes, things happen, or you let your emotions get you a little bit, and it doesn’t work out quite the way you want it to.

So I am going to look at the good things that happened in February too: I maxed out my tax-deductible contributions to an IRA, I cut my natural gas bill to a record low while being home, I didn’t buy any clothes or accessories, and I am stocked up on a lot of things for a long time and should be able to have a record low grocery spending month coming up.



About His Polish Princess

I'm an engineer by day and an entrepreneur by night. I live with my Old Man, and our cat, Junior. Okay, so the cat is mine, not ours. I have some old fashioned opinions and I believe the unlikely can be achieved with hard work and a little bit of luck. I like cars and motorcycles and remodeling houses and taking risks. I love my family and my community in Small Town, USA. I believe life is one grand adventure that should be lived and thoroughly enjoyed. In 2013 I was diagnosed with an autoimmune disease and focused on natural healing. Fortunately, my disease has been in remission since 2014. In 2015 I was diagnosed with Hodgkin's Lymphoma. These things are just a road bump in life. They won't stop me from remodeling or buying houses or starting new ventures. Life is all about how you see it.
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